MCE T&Cs change

Discussion in 'General 1000RR Discussion' started by Barstewardsquad, Sep 11, 2021.

  1. Barstewardsquad

    Barstewardsquad God Like

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    Quick update, claims will take longer I suspect.

    Screenshot_20211122-145207_Outlook.png

    Screenshot_20211122-145242_Outlook.png
     
  2. Barstewardsquad

    Barstewardsquad God Like

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    Stay away from MCE if they show up as a cheap quote. Existing policy holders face reduced payouts if they have to claim

    Screenshot_20211210-202907_Outlook.jpg
     
  3. Barstewardsquad

    Barstewardsquad God Like

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    Best find which card I used to pay the twats
    Screenshot_20220111-204655_Outlook.png
     
  4. bazzashadow

    bazzashadow Elite Member

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    My son and I have just received this email but I thought our policy’s had already been passed on to MCE uk
    So not sure now
     
  5. dern

    dern Well-Known Member

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    Just got mine so will be looking for a replacement policy at lunchtime I guess.
     
  6. Blade runner 1

    Blade runner 1 Senior Member

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    This is a bit of a ball ache, with more than half of the policy still to go, does anybody know what the refund situation is?
     
  7. dern

    dern Well-Known Member

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    The note said refund possible but I'm not holding out any hope. I only took my policy out in October but it was a 120 quid so others will be worse off. Think I'll start my new policy today, don't want to risk claiming for theft with it all in this state.
     
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  8. Barstewardsquad

    Barstewardsquad God Like

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    Apparently the FSCS scheme will refund unused portion, but seeing as how they openly state claims take longer and they only pay out 90% of a claim value I wouldn't expect a quick or full pay out.

    I'm trying to figure out how I paid for my policy, hopefully it was a Credit Card so I can put a Section 75 claim in.
     
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  9. Boothman

    Boothman Elite Member

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    Martin Lewis is covering this in tonight’s show on ITV at 20:30
     
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  10. Blade runner 1

    Blade runner 1 Senior Member

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    Went online for an insurance quote and guess who was the cheapest, which was more expensive than six months ago.
    29B820F2-CEBD-411C-B349-E6609959F625.jpeg
     
  11. Barstewardsquad

    Barstewardsquad God Like

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    They also came out cheapest for me, not touching them though.

    Confirmed I paid on a Credit Card so will see about raising a Section 75 complaint to get my money back.
     
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  12. bazzashadow

    bazzashadow Elite Member

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    I paid for mine with credit card
    So is there a chance?
     
  13. Barstewardsquad

    Barstewardsquad God Like

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    I don't know but if I don't ask.....
     
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  14. Blade runner 1

    Blade runner 1 Senior Member

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    If it was April fools day I would understand, but this beggars belief.
    Anyway Bemoto is only £6 more so MCE can f#€k right off.
    4012866F-080E-4696-8C5E-450EB5F6BE42.jpeg
     
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  15. Barstewardsquad

    Barstewardsquad God Like

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    I saw that email this morning, still haven't finished laughing. Not even a hint of apology or discount.
     
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  16. bazzashadow

    bazzashadow Elite Member

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    I was just going to post the same email
    Wa##ers
    I hope everyone feels the same as me
    Ripped off
    If MCE are carrying on why can’t they take it
    I bet the fat cats haven’t lost any money
    Not going with them ever again
     
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  17. Blade runner 1

    Blade runner 1 Senior Member

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    A paragraph from Money Saving Expert (Martin Lewis)


    • “Cover for motorbike or scooter insurance will end at midnight on 31 January 2022.
    Your policy with MCE Insurance will remain valid until these dates, and you'll get a pro-rata refund for 90% of any unused months left on your policy from the Financial Services Compensation Scheme (FSCS). This refund will be sent to you by cheque.“

    I wonder what will happen with the no claims discount record. It seems 105,000 other people will have the same question.
     
  18. bazzashadow

    bazzashadow Elite Member

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    We will lose it just like the 10%
    We are only hard working British people trying to do the right thing ( insure our selves) just to be robbed
     
  19. Coda

    Coda New Member

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    That's the story of insurance in general. The original form was a mutual fund which really did look out for the unfortunate, but as that's borderline communist-talk it was all but wiped out and transformed into good-old capitalism.

    I'll get off my soapbox now. But just to say, I only insure for things where it's a) a legal requirement or b) absolutely stupid not to. Most things fortunately don't fit into either category.
     
  20. gRRandeelion

    gRRandeelion Active Member

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    Has anyone noticed how many life/accident insurances specifically exclude motorcycle use in the conditions?
     

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