I’m so indecisive!!

Discussion in 'General 1000RR Discussion' started by mk3golfcab, Sep 23, 2019.

  1. mk3golfcab

    mk3golfcab Elite Member

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    so been paid for a job I done a few months ago; now I have a little cash behind me I’m not sure what to do with it.

    One part of me is telling me I should clear the tiny amount of finance on my bike then buy some upgrades for it.

    Another part is telling me to save and buy a supermoto as a second bike.

    Does anyone else have a supermoto? What’s the thoughts on them on the road? Haven’t ridden anything similar since my MX days, didn’t want one as an only bike as I thought they wouldn’t be enough for me. I’m so lost!
     
  2. nigelrb

    nigelrb Elite Member

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    Look at it this way: Will you use, and get more enjoyment from a supermoto than cleared finance and upgraded Blade?
     
  3. Barstewardsquad

    Barstewardsquad God Like

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    TBH I would clear the finance first, especially as you haven't said you "need" a supermoto.
     
  4. exuptoy

    exuptoy Elite Member

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    Are the finance payments crippling? Are you regularly skint? If not get your self a second bike. There’s always collateral and if you ever need ready cash it’s there.
     
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  5. Spygoat

    Spygoat Well-Known Member

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    I always take care of current obligations before taking on new ones. But that's just me. I have a problem with loose ends.
     
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  6. mk3golfcab

    mk3golfcab Elite Member

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    Some differences of opinions there.

    The finance payments are minuscule tbh, £30 a month. Initially I took a small finance with the intention of paying it off early. Now I have some cash I think f’ it, I’ll go for it.

    Really in two minds, it’s more the upkeep of two bikes I have to think of, and that I don’t get a lot of chance to ride one!

    Would love the racefit and fairings on the blade but I can’t help to think it could be a waste of money and detract future value from the bike - I know that’s not why we buy them, but it’s always in the back of my mind!
     
  7. nigelrb

    nigelrb Elite Member

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    With regards to costs, consider this:

    Depending on insurance company, you might be able to add the 'moto' to the Blade policy, which in many cases brings a significant saving.

    Tax the 'moto' as a monthly Direct Debit. I do this with mine, so if, for instance, I know there will be a period of 2 - 3 months or more where a certain bike won't be ridden, I just SORN the bike and cancel the Direct Debit. (Actually, the DD is automatically cancelled upon DVLA's processing of the SORN).

    There are cases both for and against resale values with or without Chinese fairings. A Rothmans scheme is always desirable and perhaps can make the bike more 'saleable'. The sale price can be made to include the OEMs but delete if purchaser haggles over price too much. I did exactly that with my 2011 'Castrol'. Sold the bike with Chinese on and sold the OEMs on eBay for £380.00 - which was probably too cheap. Same with Racefit. They're always in demand so you wouldn't lose by selling it separately if needbe.;)
     
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  8. F1CT1C10U5

    F1CT1C10U5 Well-Known Member

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    I'll pm my bank details... :D
     
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  9. exuptoy

    exuptoy Elite Member

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    Sounds like your minds made up.
     
  10. mk3golfcab

    mk3golfcab Elite Member

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    More what the misses will say if I have two bikes in the stable now... the exhaust and fairings will go unnoticed somewhat! I can’t hid a second bike as easily though lol
     
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  11. nigelrb

    nigelrb Elite Member

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    Just tell her you HAVE to have a second bike to preserve the value of the first one. If she's blonde, she'll easily understand:D.
     
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  12. Stuish

    Stuish Senior Member

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    The RaceFit will not go unnoticed... haha
     
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  13. mk3golfcab

    mk3golfcab Elite Member

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    Haha I don’t think I’d get away with either really! She’s very money smart... meaning she always knows when I’ve spent some! :(
     
  14. PauloHRC

    PauloHRC God Like

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    You sound just like me :D

    A second bike is always in the back of my mind, I'd more than likely go for a road legal motocross / enduro myself, can do a bit of off road green laneing then! At least then you've got the opportunity to do a completely different style of riding. You're probably only going to ride a supermoto on the road...... You can do that on your blade! ;)
     
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  15. Jez

    Jez Senior Member

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    I must admit I have the same feelings about a moto, It would be the type of thing you could take out if the weather was not 100% but you just fancied a trip out, If you drop a moto it would be a lot cheaper than the CBR .
    It would also keep the CBR in better condition
     
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  16. Selmer50mark

    Selmer50mark God Like

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    Buy another Blade :D
     
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  17. CharlieR85

    CharlieR85 Elite Member

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    Pay the finance and put the rest in the mortgage.
     
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  18. bazzashadow

    bazzashadow Elite Member

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    Yep you need two totally different rides;) otherwise you will just stick with one
     
  19. bazzashadow

    bazzashadow Elite Member

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    Will you get the Finance cheaper for early payment ?
    If not buy another bike
     
  20. nigelrb

    nigelrb Elite Member

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    Damn, Charlie. You're so straight!!:D:D;)
     

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