Have been using Insurance comparison web sites for a possible new bike purchase, and broker Wicked Quotes have been offering the most competitive quotes, I don't know the insurance companies they use, but anyone had experience of them?
Fraid not, Go Compare is normally my route, £155 for this coming years insurance. That's with Bennetts.
Have heard of them mate as pop up whenever I’ve done a comparison search, also one of the cheapest but like I found out with Bennett’s being the cheapest at the time, crap company to deal with when needed. Always paid a bit more since then
Just insured the S1000XR after much searching. Last weeks price £224 with Bennetts. Went looking today as expires tomorrow and got the following quotes; MCN 255 Confused 239 Compare mkt 228 Go compare 228 Go compare 1 week ago 224 So I opted for the saved email at £224, icked accept where it asked me to check the policy. Surprised to see it'd deleted some details on having any membership with rider organisations and holding any riding qualifications. Quick amendment brought it down to £207. Worth rechecking details a second time before buying, bit naughty on the providers.
Normally if you dig around you can find out which company is the actual underwriters i.e. Axa. Don't think there are many actual bike underwriters out there, so normally the difference between brokers is made up of the amount of business a broker puts the underwriters way and the broker's fees and profit.
Yes I've clocked the underwriters are hidden within the providers policy. But go straight to the underwriter makes no difference, bizarre really. With having the XR I was thinking about going down the 'classic bike ' insurance route for the Repsol, it's 17 years old now and unlikely to be rode more than 1500 miles a year. Last quote was £155. I don't think it's old enough though.
As I've written on here before, the only real trouble I've had has been with the provider who apparently didn't pass things on to the underwriter, who was Axa. Wasn't till Axa got hands on did I get anywhere. Minefield whichever way you step.
