Yep, fully agree. I have benefited from that myself. Problem is though, is when something comes along that's just too good to refuse. I don't have any discipline. I'd live on Whiskas and powdered milk just to finance a bike. Friggin' sick, I know. I blame genetics, probably because my mum used to be an Avon lady back in the doorbell ringing days. I'm now making up for all the door slams and refusals she got.